Save small, daily. Build a credit name onchain.
An autonomous savings agent for MiniPay. Save cUSD daily, build a portable credit identity onchain, and unlock advances — no bank, no collector, no trust required.
VestraCelo- EVT-0029score: 692maya.celo · saved $0.10 · day 29Recorded
- EVT-0028sofia.celo · saved $0.25 · day 42Recorded
- EVT-0027priya.celo · repaid $1.00 advanceConfirmed
- EVT-0026confirmingrafael.celo · saved $0.15 · day 21Pending
Savings record · maya.celo
Maya saves $0.10 cUSD every day via MiniPay. The Vestra agent pulls her daily allowance, writes a reputation event onchain, and updates her credit score automatically — no action required after setup.
After 28 days, her score has reached 680/1000. She is now eligible for a $2.50 cUSD advance — fully collateralized by her SavingsVault balance.
Pulled $0.10 cUSD from maya.celo allowance · SavingsVault balance: $2.90 · streak extended to day 29.
ERC-8004 event recorded · kind: CONTRIBUTION · on-time: true · new score: 692/1000 · advance eligible: $2.90 cUSD.
Save daily.
Build credit. Unlock advances.
No bank account. No credit history. No collector who can vanish with your cash. Just a daily habit — and an onchain record no one can take from you.
Verify once with Self
Prove you're a real, unique human with Self Protocol's zero-knowledge proof. One account per person, no personal data stored.
MiniPay wallet
maya.celo · 0x1a2b…9a0b
SavingsVault contract
non-custodial · agent never holds principal
balance
$2.80 cUSD
streak
28 days
Agent auto-collects daily
Grant one capped allowance to the vault. The agent pulls your daily amount — never more, never twice a day. Your cUSD, your control.
Savings streak · ERC-8004
credit score
680 / 1000
Every save builds reputation
Every on-time save writes a record to the ERC-8004 Reputation Registry. Your streak grows, your score compounds — portable to any lender on Celo.
advance available
$2.50 cUSD
collateral locked · repay in installments
Unlock savings-backed advances
Hit a qualifying streak and the agent offers a small advance, backed by your own savings. Repay in installments — each one builds your record.
The savings habit you already practice. The credit history you've always been denied.
Tandas, chamas, susu, paluwagan — informal savings circles are everywhere. What's always been missing is a record. Vestra makes every save count on ERC-8004.
wallet
0x1a2b…9a0b
total saved
$2.80 cUSD
advance eligible
$2.50 cUSD
Non-custodial
The agent never holds your money
Your cUSD stays in the SavingsVault contract. The agent's key can only trigger capped daily pulls and write reputation events — it can never move funds to itself.
Portable reputation
A credit record that travels with you
Every contribution and repayment is written to the ERC-8004 Reputation Registry. Any lender or app on Celo can read your credit history — no bank approval required.
Real users. Real credit records.
Self-verified savers building portable onchain credit identities on Celo — one daily contribution at a time.
Save your first $0.10.
MiniPay Mini App
Web · CeloOpen Vestra directly inside MiniPay. Verify with Self, set your daily amount, and the agent handles the rest — no app download required.
Telegram Bot
@VestraBotSave and manage your account entirely via Telegram. Check your streak, request advances, and get daily confirmations — wherever you are.
vestra · dashboardverified users
6 active
avg streak
24 days
vestra · live
saving daily
reputation events
148 written
advances
3 active